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Survey advice

What to Do If Your Survey Finds Problems

A practical action plan after receiving your RICS house survey report.

SKL Surveyors2 min read

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Homeowner reviewing survey defect list with a surveyor report

Step 1: Separate urgent defects from maintenance

RICS reports use condition ratings to help you prioritise. Focus first on items affecting safety, weatherproofing, or structural stability. Cosmetic issues and long-term maintenance can usually wait.

Create a short list of urgent points for negotiation and a second list for post-completion budgeting. This keeps discussions with the seller evidence-based rather than emotional.

Step 2: Get repair estimates

Obtain quotes from reputable contractors for major items—roof coverings, damp treatment, structural repairs. Specialist reports may be needed for drains, timber decay, or asbestos if flagged.

Concrete costs strengthen renegotiation. Asking for £10,000 off without quotes is weaker than presenting two independent estimates totalling £9,500.

Step 3: Renegotiate or request works

Your solicitor can liaise with the seller on price reduction, a retention, or completed works before completion. Sellers may prefer a credit at completion rather than organising contractors mid-chain.

Be realistic: not every hairline crack warrants a large discount. Focus on defects that affect value, mortgageability, or near-term cash cost.

RICS Level 1, Level 2 and Level 3: getting the right detail

If problems were missed because the survey level was too light, future purchases may need Level 3 on complex homes. The right RICS survey before exchange reduces the chance of discovering expensive issues late in the process.

When in doubt, book a consultation with a RICS-registered surveyor to interpret findings and plan next steps.

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Frequently asked questions

Should I still buy if the survey found damp?
It depends on severity, cost, and whether treatment is straightforward. Many homes proceed after damp remediation is priced and agreed.
Can I use the survey to negotiate after exchange?
Options are limited after exchange. Act on findings before exchange where possible.
Who pays if the seller refuses to negotiate?
You may proceed at the agreed price, renegotiate, or withdraw subject to contract terms—your solicitor will advise.

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